Protect your money and yourself against fraud.

Fraud Prevention

在阿灵顿十大棋牌网赌软件联邦信用合作社,您的安全和幸福是第一位的. 我们监控所有账户的欺诈和可疑活动, 但我们希望确保你了解欺诈预防,这样你就可以保护自己. 这就是十大棋牌赌钱软件我们建议您不要提供任何个人信息, 通过电话或电子邮件提供私人信息,我们会随时向您通报最新的欺诈计划.

How You Can Fight Fraud

The most important thing you can do to protect yourself is to place a freeze on your credit reports. This will make it much more difficult for fraudsters to open loans and bank accounts in your name.

你可以在以下链接免费冻结:

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How ACFCU Fights Fraud

  • 我们绝不会为非核实目的向您索取个人信息, 包括您完整的社会安全号码或个人密码.
  • 中华总工会设有加强的防诈骗系统,设有自动电话, text, and email options for you to receive notifications and check on suspicious activity and transactions.
  • 您可以立即输入所提供的命令字, interact with the automated phone system, or speak with a live agent.
  • We ask you to keep your contact information up-to-date so we can easily reach and alert you.
  • 任何时候,如果你怀疑中华全国总工会的通信,请致电 703-526-0200 为了验证我们的有效性,我们和你在一起,你的幸福是我们的首要任务.

Ensure Your Account Is Protected

Verify your account information today.

保护您的帐户,确保您的联系信息, especially your cell phone number, is up to date. 拥有当前的联系方式可以让我们在潜在的欺诈情况下通知您.

Follow these easy steps to update and verify your personal information in the mobile app or online banking today.

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What to Watch For

  • Unusual Account Activity
    • We encourage all our members to regularly check their account transactions for activity they don’t recognize, including fraudulent deposits.
    • These deposits are often returned as counterfeit after the fraudster has already withdrawn them, leaving you responsible for that amount.
    • If you find a suspicious transaction, 立即通知中华总工会潜在的欺诈行为,以保护自己.
  • Skimming

    Skimming captures magnetic info from a credit or debit card and uses it for fraudulent purposes. To help prevent your card from being skimmed:

    • 不要使用看起来被篡改过的自动取款机或信用卡机.
    • 在自动取款机或信用机输入密码时,用手保护好密码.

     

  • Phishing

    Phishing scams include “spoofed” emails and fraudulent websites that appear as though they’re being sent by a person or organization you already know and ask you to provide or “verify” your personal, private information (passwords, credit card numbers, account numbers, etc.). To avoid phishing:

    • 在使用互联网和回应电话请求时要谨慎.
    • Be suspicious of any email that is marked urgent request and asks for personal information.
    • 不要点击一封你不确定是否真实的邮件中的链接.
    • Look for “http://” 在提供您的借记卡或信用卡信息时出现在网址前面.
    • Review your statements regularly.
    • Be suspicious of emails that claim to be from your financial institution and request information from you.
    • 在电脑上安装防火墙和反间谍软件.
    • 定期更新浏览器的安全补丁.
  • SMIShing

    SMiShing, a combination of “SMS”, the technical term for texting, and “phishing,使用短信提示个人向“SMiSher”提供他们的个人信息, private information. To avoid SMiShing:

    • 永远不要回复要求提供私人信息的短信. 如果在您的帐户上检测到可疑活动, we will call or text and you can follow the instructions to answer questions regarding your recent card activity.
  • Identity Theft

    Identity theft, the fastest-growing crime in the country, 当有人偷了别人的私人信息, 私人信息,然后假装是那个人. Minimize your risk of identity theft:

    • NEVER give out personal information over the phone/internet unless you initiated the transaction.
    • 不要把你的社保卡放在钱包里.
    • Make copies (front and back) of all cards and pieces of information you carry with you in case your wallet is stolen and keep them in a secure location.
    • 立即销毁所有未使用的预批准信用卡优惠.
    • Remove mail promptly from your mailbox each day and ask the post office to hold your mail until you return if you plan to be out of town for an extended period of time.
    • 每年检查您的免费信用报告,以确保所有信息是准确的.
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Other Common Scams

  • Cashier’s Check Scam

    这一骗局涉及分发看似来自中华全国总工会的本票, but are actually fraudulent. 如果你意外收到中华总工会的本票, 存款前请立即十大棋牌赌钱软件,以确定是否合法.

  • Grandparent Scam

    This long-running scam targets older victims by pretending to be their grandson or granddaughter and requesting they wire money to them for an emergency, without providing too many details. 他们可能会说“请不要告诉妈妈或爸爸”或“我的鼻子断了。, so I may sound strange.”

  • Jury Duty Scam

    Scammers pose as judicial officials or police and call people from a spoofed law enforcement phone numbers or name to let them know they failed to report for jury duty and owe a fine.

  • Medicare Scam

    In 2019, the federal government replaced Medicare cards that featured enrollee’s social security numbers with an 11-digit identification number instead to help protect seniors from identity theft. Now, scammers attempt to trick people into giving them their new 11-digit identification number so they can take over their identity.

  • Sweetheart Scam

    This typically involves a dating site account with fake information and photos for a profile that is too good to be true. Once a target has been established, the scam usually escalates to the thief’s unveiling of a money problem and may include the request for funds so he or she can travel to meet you in person or to help a sick relative.

  • IRS Scam

    These scammers claim the victims owe money to the IRS and must pay promptly or be arrested, 被驱逐出境或吊销驾照. Sometimes, the caller becomes aggressive, warning people that a sheriff or local law enforcement will show up at their door if they don’t pay immediately. 国税局永远不会打电话要求立即付款, threaten to bring in local police, 通过电话询问信用卡或借记卡号码, 或者要求你使用特定的纳税方式.

  • Tech Support Scam

    This scam can occur through a phishing email, a phone call, 在你的设备上弹出广告或锁定屏幕,并提供电话号码来解决问题. Legitimate customer, security, 或者技术支持公司不会主动与个人联系.

  • Friend/Relative In Hospital Scam

    这种骗局包括有人主动联系你,声称自己是朋友或亲戚, and they tell you they are in a hospital in a foreign country and can’t leave without paying for the surgery. They encourage you to send a wire transfer to a foreign bank account that is actually owned by the fraudster.

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Tips To Strengthen Your Digital Presence

  • Don't Overshare on Social Media

    注意你在社交媒体平台上分享的信息. Cybercriminals often use personal details gathered from your profiles to target you and even your family members.

  • Don't Click on Suspicious Links

    Stay vigilant against phishing attempts by verifying the legitimacy of unexpected links in emails or messages, 因为这些骗局的目的是利用信任和危害您的在线安全. 如果你接到一个自称是可信公司打来的电话, even if the caller ID seems legitimate, it’s best to end the call and independently contact the company using a trusted number to verify the authenticity of the call.

     

  • Protect Your Social Security Number (SSN)

    Your SSN is a precious piece of information. 只有在绝对必要的情况下才向可信任的实体披露.

  • Hang Up on Robocalls

    If you receive unsolicited calls requesting sensitive information such as bank account details, SSNs, birthdates, or any other personal data, hang up immediately. 合法组织不会在没有正当理由的情况下要求提供此类信息.

  • Enable Multi-Factor Authentication (MFA)

    在您的帐户上启用MFA对于确保您的数字存在至关重要, significantly reducing the risk of unauthorized access and safeguarding your sensitive information from potential security threats.

  • Monitor Billing Cycles

    Pay close attention to your billing cycles. 如果你发现账单或财务报表被延迟了, contact the sender to verify the situation.

  • Review Financial Statements

    定期查看你的信用卡和银行账户对账单. Compare receipts with the information on your statements to detect any unauthorized transactions promptly.

  • Shred Sensitive Documents

    处理敏感文件,如收据, credit offers, account statements, and expired credit cards by shredding them. 这有助于防止身份盗窃,尤其是那些翻找垃圾的人.

  • Set Large Transactions Alerts On Your Account:

    By signing up for these alerts, 我们会立即通知您任何与您的账户相关的可疑活动. 保持对账户活动的关注是很重要的,特别是如果存在欺诈行为.

    以下是在您的帐户上设置提醒的步骤:

    1. Login to Online or Mobile Banking.
    2. For mobile, click the “More” menu at the bottom of the screen.
    3. Click on “Notifications” and “Alerts”.
    4. Select the account for which you want to set up an alert.
    5. Click the toggle button for “Transactions” and set your preferences in the window that opens.
    6. Set your dollar amount and delivery method. 你可以收到短信、电子邮件或推送通知,或者三者都有!
    7. Click Save.

  • Check Your Credit Reports Annually

    每年至少一次从主要的信用机构获取和审查你的信用报告. Ensure there are no suspicious activities or errors that could negatively affect your credit score.

  • Freeze Your Credit Files

    如果你怀疑你的身份被盗,考虑冻结你的信用档案 Equifax, Experian, Innovis, or TransUnion. 冻结你的信用可以帮助防止未经授权的访问你的信用记录, 让身份窃贼更难以你的名义开户.

Protect yourself from fraud: Contact ACFCU directly if you have any questions or concerns via Secure Messaging in mobile or online banking, an email to acfcu@nimo5.net1 (电子邮件不安全,所以不要包含任何私人信息)或打电话: 703.526.0200 x4.

The Fine Print

While we do monitor fraudulent or suspicious activity and may proactively contact you about this activity, we will never call and ask for confidential information such as your entire account number or PIN. Contact us: 703.526.如果您提供了机密信息,0200x4. Message and data rates may apply.

1Please do not submit your account number or social security number via email or contact form. Information sent is at risk of loss of confidentiality if the information is transmitted over the internet.